Living on a $400 income as a fun-loving human in Dar es Salaam
career & money Bernie Mshana career & money Bernie Mshana

Living on a $400 income as a fun-loving human in Dar es Salaam

…..let’s talk about this budget thing, shall we! So, the whole point of a budget to me is to manage and spend my money in a way that lets me 👏 live 👏 my 👏 best 👏 life! And that looks different for everyone so, you need to figure out what that looks like for you and pick any budgeting method out there to help you get to that goal. I just happen to use the zero-based budgeting method. The whole concept of a zero-based budget is to make sure that by the end of each budgeting period your income minus expenses equals zero. This ensures that each one of your $ is accounted for, which is especially important when you only have $435 of them to go around 😂.

Read More
$70,000 a year degree for $400 wages
career & money Bernie Mshana career & money Bernie Mshana

$70,000 a year degree for $400 wages

Let me start by addressing the title of this post. Yes, $70,000 a year is actually how much my degree cost 😂. And it was actually a 4-year degree so that’s a total of $280,000 give or take. That’s not even counting the $30,000 a year high school I went to for two years. Before you assume I’m some sort of billionaire’s baby -or sugar baby- let me disclose the fact that I’m a proud -poor African- scholarship baby. Now, do I sometimes wish someone could have given me that money to start a business with instead? Totally, yes! But were these academic experiences worth it? Absolutely!

Read More